This is How Smart People Save on Healthcare
Even the healthiest of people have medical expenses they have to take care of. Your insurance might pay for big things like hospital visits or prescription medication. But it’s not going to take care of the smaller items. Most people buy painkillers, perhaps wear contact lenses, and like to keep their first-aid supplies topped up. Compared to your insurance premium, these might not seem like significant expenses. But they can add up to become one of the primary spending outlets in your budget. You need to find ways to keep the costs down. Any small savings you make means money that can go elsewhere. Have a look at some of the things you can do to save.
Use Pharmacy Chains
Keeping your medicine cabinet stocked can be expensive. Your insurance might take care of any prescriptions you need. But that isn’t always the case, and they’re certainly not going to pay for your band-aids and Tylenol. If you need to buy any medication or first-aid supplies, you’re better off if you use large chains. Pharmacy chains can offer you lower prices because they’re bigger companies. Smaller and independent stores won’t be able to give you such great deals. So you have to decide whether supporting a small store is more important to you than making some savings.
If things in the store look expensive, the first place you should turn is online. You can use websites to compare the costs of different drugs and medications. Two of the most expensive things to buy are eyeglasses and contact lenses. But you need to be able to see! If you want to make savings on either of them, the internet is the best place to look. You can find both great value glasses and contacts. Look on the official site for some of the top retailers and you’ll find some excellent deals. You just need to have your prescription to hand so you can enter it when you order. If you’re buying eyeglasses, you can take them to an optician to have them adjusted when they arrive.
Use Own Brands
Have you ever compared the ingredients in a branded packet of ibuprofen and an off-brand packet? Guess what: they’re the same. There’s no difference between buying Advil and getting Walmart’s own brand ibuprofen. Except that the latter is a lot cheaper. It’s also a good idea to know when medical marketing is trying to fool you. For example, one brand of painkiller just got in trouble in Australia. They were labeling the same product as targeting different types of pain. And they were charging a lot more for the “targeted” pain relievers than their normal ones.
Go to a Dental School
A lot of people don’t have dental insurance. So a trip to the dentist can be expensive. Even if there’s nothing wrong, it’s a good idea to go for checkups. Next time you need a clean, try looking up your nearest dental school. The students there can help you out for much less than any other dentist.
You don’t have to spend lots of money on your regular healthcare costs. Use these tips and you’re sure to be able to save.